Introduction
Welcome to ClearCloser. By accessing or using our services, which leverage AI and Blockchain technology in the mortgage industry, you agree to be bound by these Terms of Service ("Terms"). These Terms form a legally binding agreement between you and ClearCloser, a Delaware corporation.
1. User Account and Access
- You must register an account providing accurate, complete, and current information. You are responsible for safeguarding your account credentials and for all activities under your account. ClearCloser reserves the right to suspend or terminate accounts that violate these Terms.
2. Use of Service
- The Service is to be used strictly in accordance with applicable laws and regulations. The Service is provided for professional use in the mortgage industry and should not be used for any unauthorized or illegal purposes.
3. Intellectual Property Rights
- ClearCloser retains all rights, title, and interest in the Service, including all related software, content, and trademarks. Your use of the Service does not grant you any ownership rights to the Service.
4. Privacy and Data Protection
- In compliance with relevant data protection laws, including the Delaware Online Privacy and Protection Act, we are committed to protecting your data. Our Privacy Policy, available on our website, details our data handling practices.
5. Fees and Payment Terms
- Fees for the Service are due as specified in the service agreement. All payments must comply with the terms set forth in this agreement. Failure to make timely payments may result in suspension or termination of the Service.
6. Compliance with Mortgage Industry Regulations
- ClearCloser's Service is designed to comply with federal and state mortgage lending laws and regulations. Users are responsible for ensuring that their use of the Service complies with all applicable laws.
7. Disclaimers and Limitations of Liability
- The Service is provided on an "as is" and "as available" basis. ClearCloser makes no warranties, express or implied, regarding the Service. To the fullest extent permitted by law, ClearCloser disclaims all liability for indirect, punitive, special, incidental, or consequential damages.
8. Indemnification
- You agree to indemnify, defend, and hold harmless ClearCloser from any claims, damages, expenses, or liabilities arising from your use of the Service, violation of these Terms, or violation of any rights of a third party.
9. Termination and Suspension
- ClearCloser may terminate or suspend your access to the Service for non-compliance with these Terms. Upon termination, you must cease all use of the Service and any related documentation.
10. Dispute Resolution and Governing Law
- These Terms are governed by the laws of the State of Delaware, without regard to its conflict of law provisions. Any disputes arising from these Terms shall be resolved exclusively in the state or federal courts located in Delaware.
11. Amendments to Terms of Service
- ClearCloser reserves the right to modify these Terms at any time. Continued use of the Service after any such changes constitutes your consent to such changes.
12. Miscellaneous Provisions
- These Terms constitute the entire agreement between you and ClearCloser regarding the Service. If any provision of these Terms is held to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
13. Contact Information